Additionally,
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I think that all users within this vault after Nov. 3 should receive additional SUMR tokens, and the users who are left with the bad debt should get the commensurate amount in SUMR tokens. (1.48M)
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I believe a new two new USDC Arbitrum vaults should be deployed. One higher risk, one lower risk.The new risk tier as a learning and improvement from the sole one prior.