# \[RFC\] Onboarding High Priority Morpho v2 Vaults - Mainnet **URL:** \ **Category:** Request for Comment \[RFCs\]\ **Tags:** ark-onboarding, rfc, mainnet, morpho\ **Created:** [January 23, 2026, 12:43am UTC](https://forum.summer.fi/t/rfc-onboarding-high-priority-morpho-v2-vaults-mainnet/660 "2026-01-23T00:43:44Z")\ **Posts on this page:** 5\ **Page:** 1
**Author:** ![samehueasyou](https://avatars.discourse-cdn.com/v4/letter/s/c5a1d2/32.png) [@samehueasyou](https://forum.summer.fi/u/samehueasyou)\ **Post date:** [January 23, 2026, 12:43am UTC](https://forum.summer.fi/t/rfc-onboarding-high-priority-morpho-v2-vaults-mainnet/660/1 "2026-01-23T00:43:44Z")
**Note I am aware that bundling multiple ARKs is frowned upon, but I believe this an exception, given that V1 versions of most of these ARKs already exist. However, I am wiling to provide further prioritization in the coments, starting with the top 1-3 ARKs** ## Summary Onboarding High Priority Morpho v2 vaults. These vaults are curated by top-tier risk managers (Gauntlet, Steakhouse, KPK, API3, Avantgarde, etc.) and primarily lend against high-liquidity assets like WETH and WBTC. They are the foundational layer of the v2 migration. ## Motivation These vaults provide the safest, most scalable yield opportunities in the v2 ecosystem. They are essential for anchoring the Lazy Summer Protocol’s base yield with minimal additional risk exposure. ## Specifications **Network:** Ethereum Mainnet | Asset | Vault Name | Contract Address | Link | Risk Level | | --- | --- | --- | --- | --- | | USDT | Steakhouse Prime Instant | `0xbeef003C68896c7D2c3c60d363e8d71a49Ab2bf9` | [Link](https://app.morpho.org/ethereum/vault/0xbeef003C68896c7D2c3c60d363e8d71a49Ab2bf9/steakhouse-prime-instant) | Low | | USDC | Gauntlet USDC Prime | `0x8c106EEDAd96553e64287A5A6839c3Cc78afA3D0` | [Link](https://app.morpho.org/ethereum/vault/0x8c106EEDAd96553e64287A5A6839c3Cc78afA3D0/gauntlet-usdc-prime) | Low | | USDC | KPK USDC Prime v2 | `0x4Ef53d2cAa51C447fdFEEedee8F07FD1962C9ee6` | [Link](https://app.morpho.org/ethereum/vault/0x4Ef53d2cAa51C447fdFEEedee8F07FD1962C9ee6/kpk-usdc-prime-v2) | Low | | USDC | API3 Core USDC | `0xe2221Aa07ec3266DA87763E2b1e28d07A8a4e53b` | [Link](https://app.morpho.org/ethereum/vault/0xe2221Aa07ec3266DA87763E2b1e28d07A8a4e53b/api3-core-usdc) | Low | | USDC | Avantgarde USDC Conservative | `0xeBBaE8CfAbB0092d5B32f00EBeE0c8139d24dDcd` | [Link](https://app.morpho.org/ethereum/vault/0xeBBaE8CfAbB0092d5B32f00EBeE0c8139d24dDcd/avantgarde-usdc-conservative) | Low | | WETH | Steakhouse Prime Instant | `0xbeef0046fcab1dE47E41fB75BB3dC4Dfc94108E3` | [Link](https://app.morpho.org/ethereum/vault/0xbeef0046fcab1dE47E41fB75BB3dC4Dfc94108E3/steakhouse-prime-instant) | Low | | WETH | KPK ETH Prime v2 | `0xBb50A5341368751024ddf33385BA8cf61fE65FF9` | [Link](https://app.morpho.org/ethereum/vault/0xBb50A5341368751024ddf33385BA8cf61fE65FF9/kpk-eth-prime-v2) | Low | * * * ## Individual Vault Specifications ### Steakhouse Prime Instant (USDT) | Field | Value | | --- | --- | | Token | USDT | | Network | Ethereum Mainnet | | Contract Address | `0xbeef003C68896c7D2c3c60d363e8d71a49Ab2bf9` | | Risk Level | Low | ### Gauntlet USDC Prime | Field | Value | | --- | --- | | Token | USDC | | Network | Ethereum Mainnet | | Contract Address | `0x8c106EEDAd96553e64287A5A6839c3Cc78afA3D0` | | Risk Level | Low | ### KPK USDC Prime v2 | Field | Value | | --- | --- | | Token | USDC | | Network | Ethereum Mainnet | | Contract Address | `0x4Ef53d2cAa51C447fdFEEedee8F07FD1962C9ee6` | | Risk Level | Low | ### API3 Core USDC | Field | Value | | --- | --- | | Token | USDC | | Network | Ethereum Mainnet | | Contract Address | `0xe2221Aa07ec3266DA87763E2b1e28d07A8a4e53b` | | Risk Level | Low | ### Avantgarde USDC Conservative | Field | Value | | --- | --- | | Token | USDC | | Network | Ethereum Mainnet | | Contract Address | `0xeBBaE8CfAbB0092d5B32f00EBeE0c8139d24dDcd` | | Risk Level | Low | ### Steakhouse Prime Instant (WETH) | Field | Value | | --- | --- | | Token | WETH | | Network | Ethereum Mainnet | | Contract Address | `0xbeef0046fcab1dE47E41fB75BB3dC4Dfc94108E3` | | Risk Level | Low | ### KPK ETH Prime v2 | Field | Value | | --- | --- | | Token | WETH | | Network | Ethereum Mainnet | | Contract Address | `0xBb50A5341368751024ddf33385BA8cf61fE65FF9` | | Risk Level | Low | ---
**Author:** ![kpk](https://yyz1.discourse-cdn.com/flex009/user_avatar/forum.summer.fi/kpk/32/258_2.png) [@kpk](https://forum.summer.fi/u/kpk)\ **Post date:** [January 25, 2026, 1:41pm UTC](https://forum.summer.fi/t/rfc-onboarding-high-priority-morpho-v2-vaults-mainnet/660/2 "2026-01-25T13:41:58Z")
kpk is supportive of this proposal and the inclusion of kpk‑curated Morpho v2 vaults as new yield sources for SummerFi. The introduction of [v2 incentives](https://forum.morpho.org/t/mip-124-vault-v2-specific-incentive-campaign/2100) makes this deployment particularly attractive. MORPHO rewards accrue on top of existing yields, improving net returns for users without altering the underlying strategy. Risk-wise, the v2 vaults deploy 100% of funds into the corresponding v1 vault. As a result, the risk profile remains unchanged, with identical exposure to the same isolated lending markets and collateral configurations already in use. Overall, this proposal enhances yield while preserving the existing risk framework. ---
**Author:** ![Sixty](https://yyz1.discourse-cdn.com/flex009/user_avatar/forum.summer.fi/sixty/32/115_2.png) [@Sixty](https://forum.summer.fi/u/Sixty)\ **Post date:** [January 26, 2026, 2:24pm UTC](https://forum.summer.fi/t/rfc-onboarding-high-priority-morpho-v2-vaults-mainnet/660/3 "2026-01-26T14:24:10Z")
> [@Transitioning Morpho Arks/ Yield Sources from v1 to v2 on Ethereum Mainnet](https://forum.summer.fi/t/transitioning-morpho-arks-yield-sources-from-v1-to-v2-on-ethereum-mainnet/659/3): > > I am supportive of transitioning the listed Morpho v1 ARKs to their v2 counterparts. In addition to the improved architecture of the v2 vaults, the v2 incentive campaign adds additional yield to upgraded ARKs through MORPHO token incentives. > > The current APY of the MORPHO rewards is currently 2.04% for USDT vaults and 0.71% for USDC vaults. Since these rewards are captured and distributed as yield to depositors on SummerFi, transitioning these vaults is a no-brainer. Echoing my comments from the **[Transitioning Morpho Arks/ Yield Sources from v1 to v2 on Ethereum Mainnet](https://forum.summer.fi/t/transitioning-morpho-arks-yield-sources-from-v1-to-v2-on-ethereum-mainnet/659/3)** post here. This should be moved to SIP after a final sign-off from @BlockAnalitica. ---
**Author:** ![BlockAnalitica](https://yyz1.discourse-cdn.com/flex009/user_avatar/forum.summer.fi/blockanalitica/32/86_2.png) [@BlockAnalitica](https://forum.summer.fi/u/BlockAnalitica)\ **Post date:** [January 28, 2026, 10:24am UTC](https://forum.summer.fi/t/rfc-onboarding-high-priority-morpho-v2-vaults-mainnet/660/4 "2026-01-28T10:24:52Z")
### Onboarding High Priority Morpho v2 vaults Lazy Summer Protocol already has Morpho ARKs onboarded across fleets, so this proposal does not introduce a new protocol exposure category. The proposed set is a like for like expansion within an existing risk set: supplying via Morpho Vaults V2, which allocate underlying liquidity either directly into Morpho V1 markets and, where configured, into Morpho V1 vaults, with positions and allocations directly verifiable onchain. Most importantly, onboarding these vaults does not constitute adding additional collateral exposure. The collateral composition and core risk drivers remain unchanged relative to the current ARK set, since we are not introducing new collateral types or new structural mechanics (no new leverage loops, no cross chain routing, no withdrawal queues). In addition to the above, Morpho v2 vaults are one of the [most audited](https://docs.morpho.org/get-started/resources/audits/) pieces of code in the industry, with the note that v2 vaults are not affected by donation edge-case of faulty oracles when supplying to markets v1 (read more [here](https://docs.morpho.org/curate/concepts/security-considerations/#faulty-oracles)). Given this, the set fulfills the base criteria for whitelisting and can be evaluated and parameterized under the existing risk framework used for current ARKs. ### Conclusion Block Analitica considers the proposed Morpho v2 ARKs to not increase collateral exposure versus the currently onboarded ARK universe and to meet baseline whitelisting criteria. Therefore, we recommend moving the proposal forward to SIP. ---
**Author:** ![jensei](https://yyz1.discourse-cdn.com/flex009/user_avatar/forum.summer.fi/jensei/32/69_2.png) [@jensei](https://forum.summer.fi/u/jensei)\ **Post date:** [March 11, 2026, 2:44pm UTC](https://forum.summer.fi/t/rfc-onboarding-high-priority-morpho-v2-vaults-mainnet/660/5 "2026-03-11T14:44:31Z")