# \[RFC\] Onboard USDC Fleet – Mainnet, Higher Risk Vault

**URL:** https://forum.summer.fi/t/rfc-onboard-usdc-fleet-mainnet-higher-risk-vault/188
**Category:** Request for Comment \[RFCs\]
**Tags:** vault-onboarding, usdc, rfc, mainnet
**Created:** [April 26, 2025, 1:38am UTC](https://forum.summer.fi/t/rfc-onboard-usdc-fleet-mainnet-higher-risk-vault/188 "2025-04-26T01:38:10Z")
**Posts on this page:** 1
**Showing post:** 2

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### Author: ![jensei](https://yyz1.discourse-cdn.com/flex009/user_avatar/forum.summer.fi/jensei/32/69_2.png) [@jensei](https://forum.summer.fi/u/jensei)
#### Post date: [April 29, 2025, 11:06am UTC](https://forum.summer.fi/t/rfc-onboard-usdc-fleet-mainnet-higher-risk-vault/188/2 "2025-04-29T11:06:18Z")

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Structure feels well-considered—clear risk segmentation, TVL caps that reflect the new tier, and a solid mix of higher-yield thank you @samehueasyou.

A few thoughts to take us toward SIP:

- **User communication** will be critical. The vault label “Higher Risk” does some work, but we should also possibly surface practical guidance on volatility, liquidity expectations, and historical drawdown (where available).

- **Vault ceiling flexibility** : Agree with pushing past 10%/5M caps, could we codify a process for dynamically scaling these based on vault health (yield performance, risk flags, utilization) rather than fixed jumps? @BlockAnalitica

- **SUMR alignment** : If this vault will be drawing from the same reward pool as the lower-risk Mainnet USDC vault, we might want to inform it by [[RFC] Extend and Adjust Vault Rewards Emissions - #2 by chrisb](https://forum.summer.fi/t/rfc-extend-and-adjust-vault-rewards-emissions/181/2)

Great to see Sky, Maple, MEV, and delta-neutral strategies coming together in a single product. This could be one of the protocol’s most impactful vaults for narrative, revenue, and user segmentation.

Looking forward to the SIP draft. 🌿

—jensei

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