# Please consider a lower fee on EURC vaults **URL:** \ **Category:** Feeback\ **Tags:** eurc, feedback\ **Created:** [October 24, 2025, 12:47pm UTC](https://forum.summer.fi/t/please-consider-a-lower-fee-on-eurc-vaults/430 "2025-10-24T12:47:59Z")\ **Posts on this page:** 5\ **Page:** 1
**Author:** ![Summer](https://avatars.discourse-cdn.com/v4/letter/s/bb73d2/32.png) [@Summer](https://forum.summer.fi/u/Summer)\ **Post date:** [October 24, 2025, 12:47pm UTC](https://forum.summer.fi/t/please-consider-a-lower-fee-on-eurc-vaults/430/1 "2025-10-24T12:47:59Z")
As mentioned in the Discord: Please cap the fees on low APY vaults, like EURC. Though that one currently is up to about 4%, past year is has been hovering between 3-4% on average. Therefore a 1% fee on this vault is way too much, especially compared to high APY USDC vaults and similar APY ETH vaults that only have a 0.3% fee. 1% in fees is a huge chunk (the vault being under 4% APY) and it might make me move my EuroC deposits directly with Morpho et al. ---
**Author:** ![chrisb](https://yyz1.discourse-cdn.com/flex009/user_avatar/forum.summer.fi/chrisb/32/28_2.png) [@chrisb](https://forum.summer.fi/u/chrisb)\ **Post date:** [October 28, 2025, 4:58pm UTC](https://forum.summer.fi/t/please-consider-a-lower-fee-on-eurc-vaults/430/2 "2025-10-28T16:58:25Z")
I think this could go to vote, and allow [@Recognized\_Delegates](https://forum.summer.fi/groups/recognized_delegates) to decide if this should be voted for or against. I would say that it could be proposed to reduce the fee to 0.5% but open to other ideas. cc @jensei ---
**Author:** ![jensei](https://yyz1.discourse-cdn.com/flex009/user_avatar/forum.summer.fi/jensei/32/69_2.png) [@jensei](https://forum.summer.fi/u/jensei)\ **Post date:** [October 29, 2025, 1:42pm UTC](https://forum.summer.fi/t/please-consider-a-lower-fee-on-eurc-vaults/430/3 "2025-10-29T13:42:49Z")
Thanks for raising this, @Summer, and welcome to the community! I agree that the current 1% fee on the EURC vault feels disproportionately high given its historical APY of 3–4%. Compared to other vaults like USDC or ETH, which have higher yields and lower fees (~0.3%), this could indeed disincentivize deposits and push users to alternatives like Morpho. I can see a **reduction to 0.5%** as @chrisb pointed out as a reasonable starting point to maintain protocol revenue while keeping the vault competitive. To follow the governance process, this proposal could be brought to an [**[RFC]**](https://forum.summer.fi/t/rfc-template-request-for-comment/260) stage. Would love to hear more especially from [@Recognized\_Delegates](https://forum.summer.fi/groups/recognized_delegates), to align on this. ---
**Author:** ![FBrinkkemper](https://yyz1.discourse-cdn.com/flex009/user_avatar/forum.summer.fi/fbrinkkemper/32/7_2.png) [@FBrinkkemper](https://forum.summer.fi/u/FBrinkkemper)\ **Post date:** [November 3, 2025, 7:21pm UTC](https://forum.summer.fi/t/please-consider-a-lower-fee-on-eurc-vaults/430/4 "2025-11-03T19:21:51Z")
I’m for a proposal being created, but I’d like to see it being rule based. E.g.: 3-months below 5% APY, and it qualifies for the lower fee (0.5%). ---
**Author:** ![Summer](https://avatars.discourse-cdn.com/v4/letter/s/bb73d2/32.png) [@Summer](https://forum.summer.fi/u/Summer)\ **Post date:** [November 9, 2025, 12:50pm UTC](https://forum.summer.fi/t/please-consider-a-lower-fee-on-eurc-vaults/430/5 "2025-11-09T12:50:43Z")
Rule based would be good, but just alter it dynamically. Fee could be 10% of average APY, with a minimum of 0.1% and a max of 1% of average holdings during the period between deposit and withdrawal?